Why Choose Regions Mortgage?

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Why Choose Regions Mortgage?

You can count on your Regions banker to give you sound advice based on real experience. And we commit to proactive communications so there will never be a time when you don’t know exactly where you are in the loan or refinance process.

Mortgage Loan Options

Whether this is your first home or it’s time to downsize, we can help with a wide range of loan options. Learn more about our loans and how you can select a mortgage that’s right for your financial situation.

Home Loan Resource Center

Every path to a home purchase or refinance is different. We’re here to help with calculators, tips, guides and more. Explore all our resources to find what you need.

Is Regions a bank in USA?

About Regions

Regions Financial Corporation is a member of the S&P 500 Index and is one of the nation's largest full-service providers of consumer and commercial banking, wealth management and mortgage products and services. Regions serves customers across the South, Midwest and Texas.

What credit score does Regions Bank use for mortgage?

You'll usually need a credit score of at least 620 to get a mortgage with Regions, though you may qualify with a score as low as 580 in some cases. The lender also considers factors such as your DTI ratio.

How to pay my mortgage with Regions Bank?

To make a loan payment by phone, contact us at 1-800-986-2462. Our automated service is available 24 hours a day, 7 days a week. If you need personal assistance from a Regions representative, we are available Monday – Thursday 7:30 a.m. to 8 p.m., Friday 7:30 a.m. to 6 p.m. and Saturday 8 a.m. to 12:00 p.m. CT.

Which of the 3 credit scores do lenders use?

What Credit Score Do Lenders Use? The two main companies that produce and maintain credit scoring models are FICO® and VantageScore. Lenders most commonly use the FICO® Score to make lending decisions, and in particular, the FICO® Score 8 is the most popular version for general use.

What is the safest US bank?

PNC Bank. PNC only has branches in 27 states but is considered one of the safest banks in the U.S. In addition to $300 billion in assets, PNC offers: Data encryption. Two-step verification (with the option to add additional security at sign-on)